Contractot took all the money I gave him and left town

My name is David and I found you on line this morning. Here is my situation. I just got screwed by a contractor and I gave him all my money for new home being built. In the meantime he still has not payed the builder and the plumber and the contractor states he has no more money. So the builder and the plumber filed a mechanics lien on my house. Since then we have retained a lawyer and the builder and plumbers lawyer is pushing for a foreclosure on my house. The bank in the meantime stated they have to protect them and are going to have to answer by filing a petition to foreclose. I called the corporate office a transunion and talked to a young lady and she stated it has to do with what the bank puts in the report if it is going to affect my credit. The banker is worried that when filed at the courthouse that there is a petition that this is public record and this will show up and affect my credit. Could you help me on this matter
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go here
http://finance.groups.yahoo.com/group/credit-repair/copy and paste question just like it is
ask for smurf helps
hes a bad girl
may take a few days.
must have yahoo account
i must say this is more comon than one might think
the contractor bails, file bk, then reopens with another name and address carl is one who i think is a contractorhe can help too but you might be SCREWED
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lien notice. what do i do

I sent out validation letters. One company just sent me a copy of the lien notice from the orignal towing company. That doesn't constitute validation right? I never heard back from any of the others. I also sent out the letters on the bureau level too. Many were deleted from my credit reports. Some were not nor validated. What do I do about the one that sent me the original information? Do I negotiate with the towing company and tell them that the collection company failed to properly validate the debt?
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i would call the towing company if i was able to or thought i might pay and see what happens
yes.

Tax lien released in the status area of my credit report.

tax lien. What does released means in the Status area of your credit report
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the tax lien was satisfied or paid off in full
usually a date will accompany this
the date would signify when the credit is scheduled to be removed from your report.

the status shows
today right now
if you are paid on time and in full right now
many credit cards, and car loans and homes loans
report daily. if i am one day late my credit union will make me
pay up to date and in full before they will approve me for a loan.
status is where you see this on your report. there should be zero late right nows on your rpeort.

What is the time for a lien to come off credit report.

What is the time for a lien to automatically fall off a property in virginia.
thank you and have a great day
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10 years after you pay it.
But I would dispute it with a copy of my files for certainty
http://www.oskie.com/credit-dispute.htm

Tax lien on my report. If I pay when will it come off?

I had even gotten my credit score up 70 points since Jan 2007.
Making my payments on time etc.

Then out of the blue the Feds put a tax lien on my property which hit my credit reports under public records. It dropped my Equifax score 70 points. Experian and Transunion said over 600.
--I do owe the money and I am making arrangements to pay.

My question is, if I settle quickly this debt with the Feds, will I have a chance of getting this lien taken off my credit report?
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10 years from date of entry .
I would ask.
Leins are different than bad credit.

Credit Card account sold to collections company and I paid them negotiated amount

I have a few questions...
1) I have an old credit card account on my credit report. It was sold to a collection company and I paid them a negotiated amount to pay them in full. In return they deleted the collection account from my credit report. Only Transunion still shows the collection account... and all three show the original account.
The date opened is 8/01 for the original account... Does that mean that I can start a dispute to get it removed from my credit report?
Also, on Transunion, can I report this as a duplicate account?
2) I have a civil lien on my credit report.... will it fall off in 7 years or will it just stay on until I pay? Also, I have a collection agency trying to collect on this lien showing up on my credit report... can I dispute as a duplicate account on the credit reports where it shows the original and the collection account. And finally.... the collection account pulls my credit report twice a year... can I report that as harassment. They note that they can not locate me. But I have sent and received letters from them regarding the account.... I have sent them a cease collections efforts letter... and this is what they are doing!

Thanks for your time and help.

I am currently about to relocate and am interested in getting a first time home loan and want to clear all these things up prior to getting out there.... The positive thing is that I have 2 active loans with my credit union which I have never been late on... which are both 2 years old... will that help?
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Date closed or date of last activity is all that matters.
I would dispute it as not mine.

Lien will come off if and when you pay in full.
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It is against the fair credit reporting act to pull your credit without signed consent.
I would use this letter to validate the premise behind pulling your credit and contact the local better business bureau about these actions. They should remove the account totally because they never had your signed consent to pull your credit. Totally illegal. You could own them.

I paid a lien. How can I get it off my credit report? I need it deleted.

I have recently paid off a lien on my credit report.
I now need the item deleted off of my credit report now.
What is the quickest way to do so?
Thank you in advance.
Paid Lein. Get it off my credit report
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majors@oskie.com / to Paid Lein. Get it off my credit report / 10:47 pm (10 hours ago)
Use my free dispute form and say lien no longer valid please remove.