New collections found on my Equifax Score Watch report and score

I'm coming to you b/c you helped me once before and I was able to get 3 medical collections off my account and of course my credit score has been building ever since. 2 years and I'm very proud of my score. I watch my credit report monthly and even sign up for alerts and this morning one just came in about a collections. It's with Oxford Collection Agency. I don't know anything about this and never rec'v anything from them. It doesn't show what creditor they are assoc. with and if they are assoc. with a creditor, it has to be a very aged acct b/c everything past my college years are current.
1. How do I find out what old credit account this is w/o getting balled up in their fraud attempts to collect?
2. Isn't there something I can doing in regards to the statutes of time or something like that?
3. It's obvious they don't have my home phone number or house address so if I send them a letter I surely don't want to help them harrass me; should I go through an attorney? I just want to make sure my credit remain clean and definitely not be affected by old debt.
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I would dispute the account with the bureaus as "not mine" remove from my report.
then if the account comes back verified.
use the address and account information to validate the debt legally.
then follow up validation
You do not know how many years it has been on the account until you dispute it and get moe information.
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On my credit watch with Equifax I can do an online dispute, would you say this is wise or it may get hairy as well; I don't know what company this is with. It has to be ancient! I just hate this unknown collections has come up on my report.
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you want to dispute with whatever bureau the account is on
sometimes the account is on all three
but if you wish to dispute with equifax online. by all means do it. but make sure it is not on the other bureaus also i like to mail disputes myself
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Actually b/c this collections places something new on my report, I was able to pull a new report and see more details. It's showing something w/ Lab corp. a medical billing issue. Which is what I'm experienced w/ handling... thanks to you! Anyway, I contact Lab corp this morning and they are not showing any bills for me; then I noticed the collections said 1st report was Jan '04 and passed over in 2006. At any rate she said I will need to find an acct. number from the agency so she can do some research, but the amt. the debt is $98 sounds familiar to me but was paid so I'm contacting Bank of america to try and get a copy of payment. I think I'm going to be fine. Again, I have not rec'v any bill notices, which is strange for a collections to pop up w/o a letter. right?
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depends on wheather or not you have the same address as 2004 i guess.
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ok, this is really getting weird! I have spoken w/ Lab Corp 3 times today and also Oxford, neither show me but the oddest thing and I know an error on my part was when I called Oxford they couldn't locate anything under my name; then they asked for my ss#; he said he didn't see anything under that either; asked for my number I told him I don't like to give this out, he said it's his search method; then said he didn't see anything and maybe they had sold my acct to someone; when I called Lab corp afterwards they asked for my last 4 digits, which after I thought about it is the norm; Could I have just given Oxford something to validate an old bill? I told Labcorp if I owe something I had no problem paying, I just have not rec'v any information from them or credit agency. Do you know if I can have this removed, if I did in fact owed them but the address they had on file was incorrect and I never rec'v it? Thanks again for your help! by the way....I have equifax investigating now.
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just dispute the bill at all three bureaus
they cant find it
neither can the bureaus
it is that simple
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Fax number to all three credit bureaus

Can someone please assist me. I am looking for the fax telephone numbers for all 3 credit bureaus. Any assistance is greatly appreciated.
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do not use the fax
use certified delivery mail only i used to keep fax numbers up
but they kept changing them.and all you know is you have faxed something to some number
you do not know that someone for sue got it
or that it ws the right number. it is not worth the trouble

Is fax the best and fastest way to correspond with equifax

I’m trying to obtain a fax number for Equifax. Can you help? Also, is sending a fax both the best and fastest way to correspond with equifax.
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the only way to keep an accurate record and documented delivery of the record
is
certified delivery mail. delivery.
send it 3 day mail, or next day,
or regular certified delivery
ask the United States Post Office person to tell you how long the mailed letter will normally take to go from zip code to zip code.
http://www.oskie.com/credit-dispute.htm
here are the addresses.

Charged off credit card Experian. Transunion Equifax removed account

I was hoping you might have some advice for me. I have one last charged off credit card on Experian. I was able to get this item off of Transunion and Equifax. In fact, my credit is clean and I have good revolving credit otherwise. I keep mailing the dispute to Experian, and they keep mailing me back a letter rejecting it.
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give it up and go on.
you have done all you canwait 7 years from date of last activity.
get and keep new good reported credit

Do you have the fax number for Equifax?

Love your website. Do you happen to have a fax number for Equifax?
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they change it and they do not accept consumer faxs
only bus to business

so mail it
www.oskie.com/credit-dispue.htm
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Sent in by a real live person to help another real live person.

Here are a pile of numbers.
Remember CRA Credit reporting agencies are a moving target as far as phone numbers go.
800-685-1111
800-797-7005
866-238-8067
877-474-8273
888-207-2854
888-532-0179
404-885-8000
also try: 800-846-5279
866-640-2273
888-873-5455
800-525-6285
888-766-0008
I just got through on 800-640-2273 on saturday nov. 10th 2007
FAX 800-466-4481
888-729-0083
Fraud Department, I think 404-885-8988
678-795-7798