I had a credit card back in 1992 that I stopped paying on. The credit report says: date assigned 6/7/2005 and date reported 9/19/08. How could these dates be so close to now instead of back in 1992 when I first defaulted on it? I think that this card should be removed from my credit report because it has been so long since I have had this account. Please explain.
What does this mean on your website? Collection dates cannot overlap the original creditor dates.
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a collection account which is different than the original account can not overlap on dates some times a collection account will overlap the dates and this is illegal
date reported should be the last time the account was reported to the bureauthis date should not be confused with the date of first deliquency which should signal the date the account should fall offorthe date for statutes of limitations.or the date for collections if sold to one. dates are a big deal in FCR Fair Cedit Reporting
Tuesday, October 21, 2008
What deos DOLA cannot overlap on collection accounts
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