I am trying to get my credit report cleaned

Im trying to get my credit report cleaned, I have 3 medical bills on there that add up to $5300. I called the collection agency and they wanted me to pay it in full at first but I told them there was noway that I could do that. They said if i paid 250bux a month for the next 2 years then I will be paid off but that is even high for me to pay. I have a family and I couldnt even do 100 bux a month right now. Is there anything I can do that will help be get this done and over with? Thanks in advance
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how old is the bill?
is the collection company associated with the hospital?
are you in the same state
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Im sorry, the bills are from 2006. I dont think its part of the hospital, the name of the company is A1 collection agency and I live in New Jersey
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There is a very high likelyhood that the collection agency only paid 50 or less on the dollar
validate the bill with this form
follow up wih this validation form
then dispute the accounts with the bureaus using this dispute form then make them remove the account totally or
negotiate a lower payment of to about 50 cents on the dollar after all this
you might call the medical company? and ask them how much you owe?
see is you can make a deal or if they charged the account off. non of this is legal advice
and
non will work perfectly. but this is a good path
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Thank you again for the help, I have 1 more ?
Is it possible they can take money from my job or bank account?
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there is such a thing as garnishment
validate the debt by mail
bank account i doubt
they will tell you anything to get you to pay
they have to get a judgement to garnish wages
same thing with bank account