Credit Questions

On your website, you said to dispute old, incorrect, or unfamiliar items on the credit report.
What do you mean by old?
Why can I dispute it because it is old?
Any extra help?
I made some stupid decisions back in high school and I AM HAVING TO CLEAN UP MY ACT NOW. Is there any law that can help me out when I created debt before I was 18? Sucks but what can you do?
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anything older than 2 years
says 'not mine" and pray. you might get lucky
if they come back trueuse the addresses to validate anything that is a collection or charge off
and yes
i would try anything that was set up when you were 17 as most companies do not do this
although I did get my 17 year old cosigned on a car note for future credit
dispute those as not mine, i was only 17 and pray.
http://www.oskie.com/credit-dispute.htm
http://www.oskie.com/free-letter/debt-validation-letter-collections-collection-company-agency.htm
http://www.oskie.com/free-letter/debt-validation-follow-up-letter-rights-by-law.htm
http://www.oskie.com/free-letter/negotiate-bad-credit-repair-sample-form-letter.htm