I moved a little over a year ago, and when I did I switched doctors. I recently checked my credit report as I am about to make a large purchase, and have a collection for $81 from my old doctor. I was never notified by phone or by mail that any amount was due, nor do I have any knowledge as to what the charges are for.
Can a doctor place a charge on my credit report without notifying me? I am trying to make a purchase ($100,000 for truck and RV) in the next 30 days and this could cost me several thousands of dollars in higher interest rates.
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They sure can and they did.
Happens thousands of times a day.
People move.
Doctor get wrong address.
Insurance never pics something up.
The only way they know to get the money is to put it on the credit report.
Negotiate and pay. Ask for removal and be willing to pay a fee of like 20.00 for the effort.
It is not worth hassleing over he said she said thee is 100.000 on the line.
Tell them that is they will send you a letter on company letterhead with a signature you will use it to update the credit report yourself by disputing it with this form
And the letter they send you.
Read this page.
Thursday, September 27, 2007
Collection, Medial bill, Doctor bill
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