I have a few accounts on my credit report with the wrong name. Can I get them removed?

I recently requested a credit report because of a denied lone. After reviewing the report I realized that under one of the major Credit report companies the last name on the report was different from mine, I also keep seen two different conformation numbers come up on my report (Don't understand that one), and a few accounts under the wrong name, I believe may not be mine.

1. What should be my next move.
2. Is this grounds for having any delinquent items removed from my report that may better my score.
3. If nothing is removed and my score doesn't change, will it at least give me a little more of a bargaining tool with the collection agencies, so I may have some items removed.
Reply
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Bo Majors
to Real Live Person
show details
Feb 3
i would dispute them and say they are either not mine or incorrectly reported and you you want them removed
I would also look on my credit help website for the "remove completly page" about debt validation
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I get all three of my credit reports so I "know" what is going on for godness sake. Then I negotiate and use this free dispute form to make the corrections. Instructions and addresses are on the dispute form. I also know how to raise my credit ccore fast quickly free.