How long does a credit have to answer one way or another an a dispute that has been filed?

Good Day,

How long does a credit have to answer one way or another on a dispute that has been filed? I was under the impression that they had 30 days to do so, and if they don't say one way or another, then it reverts to what I am saying or gets dropped all together. Please advise. And, if I do it through Experian, will they contact the creditor? Or, how do I send a dispute directly to the creditor?

Live Human

Reply

Bo Majors
to Real Live Human
show details
Jan 31
30 days to answer the bureas request which means about 40 for you.

you write the creditors so you have documentation
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I get all three of my credit reports so I "know" what is going on for godness sake. Then I negotiate and use this free dispute form to make the corrections. Instructions and addresses are on the dispute form. I also know how to raise my credit ccore fast quickly free.