hello bo thanks for the very helpful and informative site. after a divorce my credit suffered dramatically. i have done nothing for well over 3 years on my credit until oct of o6. i purchased a tri report from trans union thru true credit. my experian was 583 equifax was 553 and trans was 558. i have done absolutely nothing else for 3 months had nothing new go on or anything. jan 13 of 07 i again checked my scores equifax dropped 33 points experian dropped 57 points and trans raised 15 points. do these other agencys know when you purchase from competiors. within 24 hours of purchasing my trans went up 5 pts. also the only thing i had done to my report otherwise is had over 5000 of bad reported child support removed which i thought would improve not be derogatory. PLEASE help what do i do we were planning on buying a home in 3 months. thanks in advance
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you can do nothing for 3 months and late bills can just show as even worse.
i cannot see your report 3 months ago or the one you have now but something changed. the most common is more than 80% owed against high credit limit.
there are som serious infractions on your reports. each bureau has different creditors that report to them so scores are alwasy a little different.
bureaus have no idea when you get a report online. they are too busy to even try to keep up with somthing so sinister
Thursday, January 18, 2007
My Divorce has hurt my credit score and credit report
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