Rebuild my credit by paying unpaid bills and student loans

Hello Bo, My name is Live Person I am 27 years old I am in the process of rebuilding my credit. Currently myscore is 432 since 02/06. Most of the debt is student loans. I also have some unpaid bills. i wanted toknow how do i go about paying off these upaid bills,they total up to 1000 dollars. I do not know if i paythe creditor or to the breau.
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bureaus report what creditors send them only!
you must pay the creditors.
you need to get new current credit
go to my webpage and sign up for the orchard bank card where you pay 200 to get started. they report to bureaus. You will have paid off your debts and have a new gig going on....cool. you need to do that because no one will approve a 432 and you desperatly need new current credit.