Quoting "REAL PERSON"
I have to ask if you have ever come across this before. I have been trying to buy a house and found our credit scores were low and have been disputing inaccurate, outdated information on all three reports. These reports vary buy 100 points in one case (Equifax and transunion). Today, I disputed an amount that American Express said I owed. It says I owe them 5500 dollars, but in truth that was 3 months ago and I have since paid it all. I received an email notification from my fico.com that my score dropped 15 points today because of a disputed amount with American Express. I bought another credit report to make sure absolutely nothing else has changed and it hasn't. But what I did notice that none of the disputed amounts are noted in my total debt amounts when I used the
score simulator. My debt is actually 23,000 dollars and it states that I only have 10,000 because of disputed amounts. Is it possible for my score to drop because I am disputing something on my report? Please help me I am ready to scream You can respond to me if you would, at dsumner35@bellsouth.net Thank you so much!
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none of that sounds right at all. On disputes they either come off or they do not. If they do it helps. If they con't it stays the same. Disputing never really hurts. A permanent comment about making payments or some sort of thing might hurt. Above 80% on high credit limite might hurt. Sometimes a creditor may lower your limit as they get paid to make it harder for you to get out of credit delerium. But none of that makes sense other than scores can rnage 100 points from bureau to bureau if some items or only on one bureaus report.
Hope this helps.
3 bureau bureaus credit score & report reports
Credit scores are not available without a credit report. the best way to get a score and to review your credit is a 3 bureau report which gives you a free score. Bo Majors
Tuesday, November 29, 2005
3 bureau bureaus credit score & report reports
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