Fix Bad Credit Reports Must Do's. 12 Steps to good credit.

Fix Bad Credit Reports Must Do's
*I catch bad credit "as it is happening or quickly" and negotiate for good credit help.
*I negotiate with past creditors before I make my payment to clear past bad credit.
*I always keep at least 3 active open lines of credit with at least 12 months on time payments.
*I keep my "debt to high credit alowed limits" to less than 80% and try for 30% on all my open and active lines of credit.

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My name is Bo Majors and I had bad credit. 3 collections, a charge off and three car/lawnmower/health club loans that showed over 30 days late numerous times each. When I tried to buy a home I was turned down and told to get my act together. I had such a hard time figuring who to talk to and what to do that I made this website. I hope it helps you get good credit fast.