I filed bankruptcy and a credit cards still shows as unpaid and I can't get a motgage

Live Human / to me / show details / Feb 25
Dear Bo, I filed for chapter 13 in January 2002 and was discharged from it March of 2005. I have been trying to get financing for a home purchase but no luck. I have been told many different reasons for not getting the loan but after meeting with a Country Wide Home Loans and was told the main reason for not qualifying was a debt that was showing on my credit report. The debt is more than likely a credit card that I had with First Union but they merged with Wachovia around that time. It shows up as a debt to Wachovia but the amount that was owed differed from the First Union amount listed on my BR papers by 725 dollars less and the last 4 numbers at the end of the debt for that account don't match either. It is listed as a closed account as of November 2001 and has been charged off how do I remove this from CR? Do I write dispute letter and say that this was part of my bankruptcy but was not since I had no debts to Wachovia. Can it be removed since the closed account date predates my BR date? I'm confused can you help?
Thanks in advance,
Live Human
-------------------------
Bo Majors
to Live Human / show details / Feb 25
Just dispute it and say its not yours
youll find out fast