On 11/7/06, REAL PERSON wrote:
Bo,
I have looked over your website prior to sending this e-mail. I need some advice, I'm rebuilding my credit and the loans that I have through my bank are only reporting to Equifax and not the other 2. My Equifax score is about 100 points higher than one of the other companies. I was told by my bank that they only report to Equifax and then I ask them why do they pull all 3 to determine if I can get a mortgage, they said well. How can I get that information over so that the scores will balance out and I can possibly get better rates. Also, one of my accounts are showing the amounts getting lower every month as I make my payments, but there is no payment history recorded???? Thanks for your time. - Randy
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Bo Majors wrote:
I would try to contact the other bureaus and see if you can submit information yourself. I need to look into that myself as you are one of many.
Most creditors only report to one bureau as it cost more money for each bureau. All super low interest rate mortgage companies get reports from all 3 bureaus as they have to have detailed documents as to why you get the low rates.

Not sure about the last thing. I would guess capital one or local finance company loan.

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Thanks Bo! I'll monitor your site for futher information. - Randy
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