Friday, October 27, 2006

inquiries. I know they remain on your credit file for 2 years

Hi Bo,

Excellent site... I have a question regarding inquiries. I know they remain on your credit file for 2 years, but is there any way to dispute those and get them removed, paticularly ones from collection agencies?

Thanks!
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Collection agency's do not have authrization to make inquiries since you have not given them consent. I would confront the agency in question and suggest they remove not only the inquiry but the account also or face sanctions by the FTC. Make a copy of your report so the incedent will be recorded.
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