Credit Help: Why do I have no beacon credit score?

I just tried to finance a vehicle, and the bank said that I have no Beacon score (I believe it returned as “no score available”). I thought it was a fluke and went to my credit union an they said it came back the same way. They all said that they had never seen this before. Have you ever run across this? What can I do about it?
----------------
no beacon score is VERY COMMON
most of the time a person is only 18-20 years old and never borrowed money.
all other no scores come from not using credit in the past 2 years
either way it will show no score
-----------------
Totally free CREDIT REPORTS and Scores for 30 days! Just 9.95 after