Quoting Real Person
How are you,
I like the support you've put online for the rest of us. Thank you. I've been told by friends that if I get my report and send my first dispute letter and if the bureau doesn't take the bad record off of my file (no matter what reason), that I could resend another dispute letter right after and after doing this a few times the bureau might make a mistake and eventually take the bad record off my file (perhaps from overlooking something or just out of confusion).
Do you think that's a good strategy to get bad records off? I'm not talking about bombarding with mail, but waiting till a response
comes and then resending the requests.
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This does happens sometimes
I would say not often and it makes bureaus mad.
Try around this time of year and you have a better chance.
More than likely they will send you back a frivilous dispute request letter for duplication of efforts
I would try the creditors a little if your dispute does not turn out
and write down everything you do and who you talk to and what happened on what day.
Hit them with all you can using lawyer like tones and facts.
Explain your rights under the fcra
Keep checking your credit online
The creditor might make a mistake and check your credit which is unlawful.
Monday, December 19, 2005
bureau might make a mistake and eventually take the bad record
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