Free Credit Report & how to Cancel

Quoting Real Person :
Bo, I've been reading all of you e-mails and one long one caught my
attention. I am an unfortunate victim of this scam. I'm sure I only asked for the free trail and I was trying to cancel but would'nt you know it there is'nt any info on how to cancel before your 30 days are up. And they did say 30 days not 20. can you help??
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I don't see it either
i bet if you log in (with your username and password) you can find it
i do know they give any paid customer a phone number
use that
or go to contact us at bottom
then to the bbb if you cannot get satisfied
they do make it hard so it is easier to keep your monies
and they are not my friends
they are owned by experian
and pose as a third party
what a bunch of .............
Bo Majors
I want to see my credit report NOW!

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Credit Agency Closed @ Ex Spouse Payments on Bills

----- Original Message -----
From: REAL PERSON
To: 'majors@oskie.com'
Sent: Wednesday, March 23, 2005 8:43 AM
Subject: Credit repair


You stated that you disputed an account in which that company had closed, what did you put as the explanation. Also, what advice can you give me on a matter in which a car had been repoed and the ex-spouse was responsible for paying that car payment.

Engineer Design Branch
Directorate of
0000 First St. Bldg. 0000
Real Person Town MO 65473
931-931-931
REAL PERSON@us.army.mil

1. not my account please remove Use this form
2. If the account was joint the only option is a 50 word explanaation attached to the bureau sometimes a court order will remove it but most of the time I find that an explanation is the only thing a man can do. No help with score on explanations.

Bobo Majors
931-455-6066 Work Russell Barnett KIA
My Credit Report Website
I want to see my credit report NOW!

How to raise your credit report score in 30 days.

----- Original Message -----

how can a person raise their credit score in 30 days the scores are as follows: 608, 612 and 624 with the 612 being the middle score i really need this to go up for a mortgage loan please email me at

1. dispute anything old looking
2. pay down debt to less than 80%
3. Try to pay bills and get the creditor to remoove the file.

Bobo Majors
931-455-6066 Work Russell Barnett KIA
Credit Help
Check your Credit Report on Score or scores. Click here
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My wifes' Blogg

Collections

To: majors@oskie.com
Sent: Thursday, November 11, 2004 12:59 PM
Subject: HELP
I found your website when trying to find how to dispute a collections Item. I printed and filled out the dispute form but could not find an address for the CRA. The situation is that my ex-husband has a collections item on his report for a doctor bill that was actually mine. We were seperated at the time so he is no way responsible for the bill. It has now been paid and I did send a letter to the collections company letting them know that I was in responsible. They are now telling me that because it went to the attorneys office they can not have it switched from him to me. Do you have any suggestions? He has immaculate credit and now one of his Credit Cards has raised his interest rate due to this. Also.. once it is removed from his credit, is there a way to have his interest reduced back?

Thank you so much for you time.
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i think you find a creditor to be a problem like this fairly often
they want to burn down fujjalah
like bush
Credit cards have disclaimers on the back side of the request forms that say they can raise your score for just about anyreason they can come up with. He signed it and should know that.

but what can you do about it
all i know is what you have done
they want to stick it to someone
and if it has been to a lawyer
and if his name was on the lawyer stuff thats it

NOW

if you are telling the truth
and if he could in no way be responsible for the item

he needs to address the problem
not you
it's his job to protect his credit not yours

HE needs to get hot and heavy
and i would possibly consult the BBB if you find no satifactory reasoning.......

you can dispute anythig you like
so he can dispute the bill
with the bureaus
experian
trans union
equifax

sounds like the creditor is not gonna help though

this might be a good case for
LEW LAW
heck they sick lawyers on the creditors and bureaus
and for 79.00
he'd lose that in no time with credit cards so they are worth the money get your husband to click here

but its your husbands deal
don't fall for the it's your fault crap
he has to do it

Bureaus and Phone Buracracy

I really appreciate your website. I called the numbers prior to viewing your site just to get their address and was unsuccessful. Thank you for providing information to others in need and with the ambition to make a change in an uphill battle.

This is the very reson for me making this website in 1998. I could find no help at bureau land.

2 Bankruptcies cannot be filed in less than 7 years

To:
Sent: Monday, February 14, 2005 12:37 PM
I have ordered my credit reports to begin a repair on it. I tried to get a new car in January, but was even denied through KIA. The gentlemen from KIA told me it was because I have 2 Chapter 7 bankruptcies showing up in 1998 and 1999. I did have a BK discharged in 1999 that was originally filed in
1998 but legally there is no way I could have had 2 BK's in consectutive years.

You have this statement on your website
"Not all bad credit can be removed or repaired legally. BK's, Judgments, Collections, Late payments. Some can."
So I just wanted to see if I am going to be able to have either one or both of them removed. What is your advice regarding this situation? It seems to me that the Credit Reporting agencies would have known that it would be illegal for me to have both of these---but I guess they dont care......
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I would dispute in the manner in which you have told me
use this form
and yes your right. All bureaus do is what creditors tell them and very little "in house" monitoring is done to make sure they have accurate or even legal records on your credit report. Remember bureas get money from creditors not from disputes and the like.
This is the very reason why all people should check their credit report at least once a year.

Unable to contact a creditor to pay them

To:
Sent: Tuesday, November 30, 2004 7:48 AM
Subject: Question
Dear Sir, I have a derogatory account from nextcard and I believe the company has been bought out. I am trying to contact them to see if I can setup a payment plan in order to pay the bill but I cannot seem to get in contact with anybody. What do you think I should do?
Thanks

Dispute it
It will be removed or you will be able to at least contact them with the numbers provided from your dispute request. Expect about 14-40 days for your answer.