30 days late at Ford Motor Credit

----- Original Message -----
From: Anonymous
To: majors@oskie.com
Sent: Friday, December 03, 2004 2:22 PM
Subject: [Repair a Bad Credit Report Score Free ] 12/3/2004 02:18:29 PM


Ok here is our deal. We are trying to purchase a new home and have one hit against us from Ford Credit for a 30 day late in Oct. My husband was out of town for 3 weeks yadayadayada...We did mail the payment to them close to the 30 day limit due to oversight. When they called about it I spoke with a rep told her it was in the mail etc...Then phonepayed the November payment. I called today to try to get some help - we have made 38 payments on time etc... Have no history of any lates with Ford. The rep said they will only remove the late if they are in error. He would fax a credit ref letter but it would still reflect the one 30 day late and state that we are current. The home we are buying is $30K less than our current home due to the fact it needs a remodel and we haven't had any credit issues in 5-7 years. Any ideas??
------------------------------------------------------------------
i dont know your score
yes the late will show up unless you catch it before
most of the time big credit companies like ford
will not allow any changes
so it sounds as if you are in a fix
one 30 day late should not hurt you so bad
look for any balances over 80 against your high credit
reduce these and see an imediate score increase

bo majors
See your Credit Report Now and get a FREE DEBT Analysis