"Good Enough Revolution

Blu-ray may have won the war with its rival, HD-DVD--but does anyone care? While consumers were waiting for the two formats to duke it out--nobody wanted to plunk down several hundred bucks on a losing technology--they discovered that downloading movies to their homes has matured into a great way to watch their favorite titles. A Harris Interactive poll in June found that only 7 percent of consumers without Blu-ray players planned on buying one in the next year. What's holding back a format that everyone agrees is showstoppingly gorgeous to watch? Money is a big part of it, of course. Getting video over the Internet through iTunes or Amazon Video on Demand can be much cheaper than purchasing physical copies. Sometimes the value is truly insane: all it costs to binge out on seasons one, two, and three of Friday Night Lights is $8.99. That's the price of the cheapest monthly subscription to Netflix, which allows unlimited streaming of some shows and movies to your PC, or to your big screen if you own an Xbox 360, PlayStation 3, newer TiVo, or a similar device.

Yes, a Blu-ray disk provides better quality picture and sound. But as Wired magazine argued in a recent cover story, consumers are enjoying a "Good Enough Revolution": we're nuts about MP3s, even if they sound kind of crappy, and we can't watch enough YouTube clips, even though they're pixellated and choppy. The feverish pursuit of top quality is no longer our only concern. Sometimes convenience matters more.

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Brown returns to Tennessee as receivers coach

Brown returns to Tennessee as receivers coach

Google Local Business Center

Google Local Business Center: "1119 N Glenwood Ave
Dalton GA 30721
United States


(706) 529-5019

http://www.transmastersdalton.com/

Fix incorrect marker location
Alternate phone:
Mobile phone:
Fax:(706) 529-7922
TTY:

Email address:chuckmastertech@yahoo.com

Description:Trans Masters of Dalton GA. A certified transmission rebuilder and re manufacturer. We rebuild, repair and service all imports and domestic vehicles. Free diagnostics for check engine lights.

Payment types:Check, Traveler's Check, Cash, Discover, MasterCard, Visa
Hours:Monday: 9:00 am - 5:00 pm
Tuesday: 9:00 am - 5:00 pm
Wednesday: 9:00 am - 5:00 pm
Thursday: 9:00 am - 5:00 pm
Friday: 9:00 am - 5:00 pm
Saturday: Closed
Sunday: Closed

Categories:Transmission Shop
Auto Machine Shop
Auto Electrical Service
Auto Repair Shop

Photos:
Videos:
Other:
Brands : Bog Warner, Seal Power, Hunter Oil
Warranty : 2 year unlimited, 2000 certified atra dealers nationwide
Certified : ase, atsg atra aamco, Mr Tansmission
Discounts 10% : Military, Student, Fleet, Police, Firemen, Senoirs
Service : Transmission rebuild repair service, cv joints, check engine lights, fly wheels, standard manual and automatic transmissions, obd2
Vehicles : Japanese, German, Asian, American, chevy, gms, buick, pontiac, chrysler, jeep, dodge, kia, hyundai, lexus, bmx, volvo, mercedes, toyota, honda, nissan, infiniti, acura, cadillac
Serving : Dalton, Ringgold, Calhoun, Ellijay, Resaca, Chatsworth, Rocky Face, Tunnell Hill, GA Georgia, TN Tennessee Chattanooga"

Google Local Business Center

Google Local Business Center: "365 Vista Plaza, Suite 5
Dalton GA 30721
United States


(706) 529-3753


Fix incorrect marker location
Alternate phone:
Mobile phone:
Fax:
TTY:

Email address:donnahilley@rocketmail.com

Description:Artistic Gifts and Framing of Dalton GA. We are a custom picture frame builder and a local artist retail store. We have stained glass, water colors, oil and acrylic art plus hand made jewelry.

Payment types:Check, Cash, Discover, MasterCard, Visa
Hours:Monday: 10:00 am - 6:00 pm
Tuesday: 10:00 am - 6:00 pm
Wednesday: 10:00 am - 6:00 pm
Thursday: 10:00 am - 6:00 pm
Friday: 10:00 am - 6:00 pm
Saturday: 10:00 am - 1:00 pm
Sunday: Closed

Categories:Picture Frame Shop
Artist
Art Center

Photos:
Videos:
Other:
Art : Local original art, artist, stained glass, water colors, oils, acrylics, hand made soap, furniture, decorative mirrors, hand made jewelry, rings, neklaces, earings, bracelets
Frame Brands : Larson Juhl, Nurre Caxton, Decor
Frames : Picture frames, custom framing,







‎ © 2009 Google ‎ - Google Home - Google Maps Home - Privacy Policy - Google Maps Help - Local Business"

How do I handle collections and other open bad debts

i want to think you for all the advice you gave me with my credit report. Its been little over a year and i hired lexingtonlaw to monitor and dispute the items. its a little better but i could afford to keep them. how do i handle the collections and other open accounts i have on my credit report?
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dispute them
www.oskie.com/credit-dispute.htm
validate them
http://www.oskie.com/validate-collection-collections-account-removed-credit-report-completely.htm
then negotiate
http://www.oskie.com/credit-repair-negotiate-with-creditors-remove-delete-bad-credit-collections-charge-offs.htm

Advice on how to get my credit report better

I have been reading your blog recently and wanted some (non-legal) advice on how to get my credit report better. I have some old judgements from 2002-2003 and several medical collections (some duplicates) that are showing up. I have been paying cash instead of using my credit for several years now but would like to get back in the "game" asap. I do not want to file a bk to erase all this stuff considering the 7 year mark is approaching next year on the judgements. Can you make any suggestions on what I should do to get my scores and history strongly established asap.I plan on buying a car in a few months and a home in the next year/18 months, what can I do now to getthe ball rolling??
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Dispute the Duplicates http://www.oskie.com/credit-dispute.htm
Of course use your credit card that reports to a bureau or bureaus you can not file bankruptcy on past juudgments anyway....... you will want to have 3 lines of credit so if you can try to open more gas cards. credit cards
use them sparingly and pay them of each month
send in a downpayment to make sure you get approved
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So basically... Dispute the Derog Duplicates and open a handful of secured credit cards??
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Yes
one point would be to try and get one of those cards to raise your credit limit as much as possible some times lenders will turn you down if you do not have a STRONG history.
This can happen even i your credit score shows a 720+. Which sometimes it will and you will only have 2 lines of credit with a 500 and 300 high credit limit. Think about it. Why would someone lend 75000 dollars to a consumer who only has a high credit limit of 500.
They will call your credit file thin.
So try anything possible to get your credit limit on at least one line of credit as HIGH as possible.
This shows stability. Dispute the derogatory and hope for the best. If they have already been paid the chances are no very good that a creditor will take it off voluntarily
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Cool.. good point regarding the THIN credit profiile! I can only afford a couple of hundred dollars per secured card that I open, so I see the issues. How about adding myself as an Authorized User to beef up the history???
I know fico has made scoring adjustments but will doing so help out.
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They have deleted that aspect
but
it can never hurt to try
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Whoa.. I thought they just stopped scoring for it!
I will try to get a legitimate high score on my ownbut credit depth is what I am looking for with Auth. User.
am I wrong with this thinking?
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supposedly you are but try anyway
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List of letters to contact the credit agencies and Collections

i would like to start to repair my credit i would like to know if you have a list of letters and when to use them to contact the various credit agencies as well as the in debtors all you help will be most appreciated
respectfully yours
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http://www.oskie.com/free-credit-help-sample-form-letter-letters.htm

Experian says they have already investigated and verified its accuracy

Experian says:"We have already investigated this information and credit grantor has verified its accuracy. Please refer to the personal credit report you received for the name, phone number, and address of the credit grantor who verified this information. If you still believe the item is inaccurate, then we can add a statement of continued dispute to your personal credit report at your request, or you may wish to contact the credit grantor directly to resolve your issue. If you have additional relevant info...." I do have the personal credit report I received and under "Credit Items" It gives me the name and address of AFNI, INC. (the collection agency) "No phone available" and "Original creditor: CHARTER COMMUNICATIONS" So it seems I should send out another registered dispute and specifically insist on this Signature and legal chain of ownership you made mention of so that I may present Experian with additional relevant info. Just who do I send this request to, AFNI or CHARTER? It also stands to reason that if AFNI had a legal claim they would have responded to the 1st registered letter. What do I do now?

--------------------------------

send the dispute to to charter and the CA

Experian says they have already investigated and verified its accuracy

Thanks in advance.In a phone conversation with Bank of America I was shocked to learn that some collection agency has me owing someone $365.00 from 2005 that has not been paid.Otherwise I am blemish free, but this black mark has by score at 676. I know my score was 720 in Jan 08.I feel sure this is the work of my ex-wife.How do I pay the bill & get rid of black mark?
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dispute it as not yours
if they find it is
legally validate the debt
if they can do that
negotiate to pay if they will remove it you need to know if they have your signature and legal chain of ownership
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Experian says:"We have already investigated this information and credit grantor has verified its accuracy. Please refer to the personal credit report you received for the name, phone number, and address of the credit grantor who verified this information. If you still believe the item is inaccurate, then we can add a statement of continued dispute to your personal credit report at your request, or you may wish to contact the credit grantor directly to resolve your issue. If you have additional relevant info...." I do have the personal credit report I received and under "Credit Items" It gives me the name and address of AFNI, INC. (the collection agency) "No phone available" and "Original creditor: CHARTER COMMUNICATIONS" So it seems I should send out another registered dispute and specifically insist on this Signature and legal chain of ownership you made mention of so that I may present Experian with additional relevant info. Just who do I send this request to, AFNI or CHARTER? It also stands to reason that if AFNI had a legal claim they would have responded to the 1st registered letter. What do I do now?
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